In 2009, accepting a credit card on the internet was genuinely hard. You applied for a merchant account, integrated a payment gateway, negotiated with an acquiring bank, passed a PCI compliance audit, …
In 2023, a lawyer citing a case that didn’t exist was a curiosity — one viral story about ChatGPT inventing precedent in Mata v. Avianca. In 2026, it’s a documented epidemic. A
When you wire your product straight into OpenAI — or Anthropic, or Gemini — the cost looks obvious. It’s the number at the bottom of the monthly invoice. You can see it,
